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After turning the 4th decade last month, my newest health insurance bill arrived. It was $621 a quarter and now its $1023!! This covers both my wife and me, but is considered "Catastrophic Care" and has a $2500 deductible.....Works out to be $341 a month for the two of us. No dental, no vision, reduced cost of medicine. $25 copay I think....
My two kids (9 and 11) are $744 a quarter for a normal PPO type deal. Both are Blue Cross.
That sucks. :cry: Or does it? What is everyone paying out there? ARe these numbers in line? You government workers....well, nevermind. :rolleyes: :wink:
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I pay $47 per month for Blue Cross HMO. And no, I don't work for the government, well, at least not directly.
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The company picks up mine... 100%, but I'm single with no kids. On the little ditty statemant I get at the end of the year, I think they pay 200.00 a month or so for my insurance, United Health Care PPO.
Dental and Vision are seperate and I pay a portion of those, also they both suck... but are better than nothing.
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Not rubbing it in my Friend, my entire family costs me $44.00 a month, includes medical, dental and vision. I work for a great company that takes great care of it's employees...
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I am one of the lucky ones as well :cool: managers get free health care benefits :cool: at our company. We still have co-pays, etc. It is only $15 per visit. My recent visit's to the Dr., each time I was told we had excellent coverage :cool:
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I was using Blue Shield PPO when I was a contractor. It was $650 a month for my family of 5, with a $20 copay. They were the cheapest since they are a non-profit company.
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I suppose I could reply with saying that my company pays 100% of it.
But I write those checks too..... :squiggle: :notam:
When you guys wonder why it costs so much to have a contractor work on your house, blame the insurance companies....and the lawyers, too. I guess.
Add in what I have to pay to workers' comp, Liability, EDD, vehicles, office, health, etc, it gets ugly.....
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Mandelon, That still isn't too bad. My wife and I pay about $750.00 a month for Kaiser for just the 2 of us. We have a $25.00 co-pay each visit, no dental but it does include prescriptions for $10.00 each. If you think hospitalization is expensive try getting hurt or sick without it. :(
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I suppose I could reply with saying that my company pays 100% of it.
But I write those checks too..... :squiggle: :notam:
When you guys wonder why it costs so much to have a contractor work on your house, blame the insurance companies....and the lawyers, too. I guess.
Add in what I have to pay to workers' comp, Liability, EDD, vehicles, office, health, etc, it gets ugly.....
I feel for ya brother, it is so expensive to run a Business in Cali, the cost of healthcare is just one reason that my brother decided to take his Contractor business to Colorado...
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Not rubbing it in my Friend, my entire family costs me $44.00 a month, includes medical, dental and vision. I work for a great company that takes great care of it's employees...
They Hiring??? :idea: