Charles, I'll disagree with you too. You or I can buy a souped up Corvette, Porsche or (add your favorite here)car and run a buck 50 down the I40 and kill yourself and another person and then the insurance goes up on those makes of cars. Take the same car and become a race team and race IMSA and crash and die and insurance doesn't go up for you and me. I just don't think this accident raises rates. I think if you buy the boat that can run those numbers for pleasure then the rates would be high anyways. Just my .02