Boat insurance prices

[jbone]

I'm insuring my first custom boat and want to see if my quoate from AAA is reasonable.
21' Shockwave Skier/jet
502 cc
415 hp
I do have a recent accident that was my fault. No injuries.
They quoated me $839 for the year with $500,000 limits and full replacement value of the cost of the boat.
What do you guys think? And if it is too high, can you recommend someone?
Thanks
J

[NOTALENT]

I'm insuring my first custom boat and want to see if my quoate from AAA is reasonable.
21' Shockwave Skier/jet
502 cc
415 hp
I do have a recent accident that was my fault. No injuries.
They quoated me $839 for the year with $500,000 limits and full replacement value of the cost of the boat.
What do you guys think? And if it is too high, can you recommend someone?
Thanks
J
I have a 99 sundancer 454 with 2 previous speeding tickets left on my record with the same options..I pay 589 a year. through Progressive... Do a search on insurance and alot of results will come up.

[Parker Dreamin]

26 razor, 496HO, 425hp
$1,000,000 liability plus replacement, $500 deductible, clean record.
With State Farm

[1stepcloser]

I had AAA for years, $560.00 per year. '95 23' Eliminator 454. $300,000.00 property/injury.
Had trouble with them every year for renewing, HUGE problem last year.
Now I'm with progressive, $590.00 per year $500,000.00 CSL, $0.00 deductable on agreed replacement value, $5000.00 personal effects. (audio equipment, etc.)
Very good customer service.
No tickets or accidents.

[Mrs.HLB]

jbone,
pm me and I can get you a quote most likely. I work for State Farm. Let me know.

[Kilrtoy]

That is double what Im paying for a similiar boat except I have an I/O and it is a little beter on the top end...
i pay about 380

[ratso]

That is double what Im paying for a similiar boat except I have an I/O and it is a little beter on the top end...
i pay about 380
...that's only because they like your wife... :D

[SHAKE-YO-AZZ]

That is double what Im paying for a similiar boat except I have an I/O and it is a little beter on the top end...
i pay about 380
OOOO I can have fun with this

[purrfecttremor]

2004 25 shockwave 496 ho 50000 liabilty 500 deductable with progressive and had a theft claim on sterio & misc items.just got new bill and to my supprise it didnt go up.760 annual. you need an agent.

[voodoomedman]

I'm 720 a year with Progressive and I just turned 25 today. I think it's pretty cheap for my age. Go directly with them though. If you go through a broker it will cost you and extra couple hundred in commissions. Another plus of Progressive is that you get free Roadside assistance with them and it covers your boat trailer. They came out and in the middle of the night to fix a blow out on my trailer when AAA wouldn't because I didn't have the RV packaged added to my account.

[jbone]

Thanks for responding.
It seems like the quoate is a little high. I'll try to negotiate it down. I did the online quoate with progressive and the rate came out to 906 a year.
I think the recent crash is a big factor.
Thanks for your help.
J

[racecar.hotshoe]

I to have Progressive a 28ft boat with twins $903 a year!

[AquaBoogie]

That is double what Im paying for a similiar boat except I have an I/O and it is a little beter on the top end...
i pay about 380
I use Allstate and pay a little less than this for an '03 22' Laser.

[Ziggy]

OOOO I can have fun with this
I rememebr a cartoon with a wife saying to her husband how cheap the car repairs were...she had all these greasy hand prints all over her :D :D
Same theory SYA?
.
BTW--I get mine through WestMArine Insur brokers...pay in the $750 range for a 23 foot 2004 boat. $500 deduct, trailer tow out, reinbursable vessel assist, replacement value, etc.