Additional Down Payment Required

[wsuwrhr]

Talk about sticker shock moving from SB back to Upland.
Double the finance amount, double the payment. Pretty easy math I guess.
So anyone have $50,000-$100,000 I can work for, or any portion of that?
Ideas would be greatly appreciated and accepted.
Let's hear some...
Brian
I'm trying to get the wife to get a different job or something making better money. She is a Certified Pharmacy Technician. What else can she do?

[ChumpChange]

Don't forget what many people forget when buying a more expensive house......bigger tax payment. I know a lot of people only think P&I and forget about all those little other things that ding ya.

[burtandnancy]

Didn't you believe it when they said "you can't ever come back". They meant you can't afford to come back...

[wsuwrhr]

Didn't you believe it when they said "you can't ever come back". They meant you can't afford to come back...
Yep.
I knew it would hurt. I just didn't know how bad it was going to hurt.

[wsuwrhr]

Don't forget what many people forget when buying a more expensive house......bigger tax payment. I know a lot of people only think P&I and forget about all those little other things that ding ya.
Bracing myself for that one too.
Brian

[wsuwrhr]

OK, I have a better question then.
What kind of coin do I need to shake down to AFFORD $3000 a month for a mortgage? Or am I just crazy to try and nut that much every month?
I feel like I will be out of my league, or am I just scared?
Brian

[Ivan Dan]

OK, I have a better question then.
What kind of coin do I need to shake down to AFFORD $3000 a month for a mortgage? Or am I just crazy to try and nut that much every month?
I feel like I will be out of my league, or am I just scared?
Brian
Your just scared!!! :crossx: You want to live closer to the folks and in a nicer area right? Step up to the plate and do it! :220v: :p :cool:
One small way to justify the higher payment is the bigger tax write off and god knows we all need that.

[wsuwrhr]

anyone else want to offer ideas?

[Mandelon]

duplex?

[VanDeano]

Say you sunk your boat and your willing to except donations... :crossx:

[wsuwrhr]

Say you sunk your boat and your willing to except donations... :crossx:
Ouch.
I'm willing to work for it.
Brian

[wsuwrhr]

duplex?
Duplex? I am not sure what you are asking Mandie.
Single family residence.
Brian

[Second "PLACE"]

anyone else want to offer ideas?
Just think of the equity you will acrue in 5-10 years! :)
Besides, I know MANY that pay $2000.00 or more to RENT.
Like NIKE says: "just do it".

[VanDeano]

Just think of the equity you will acrue in 5-10 years! :)
Besides, I know MANY that pay $2000.00 or more to RENT.
Like NIKE says: "just do it".
Very true.........but buy want you can afford so you dont risk foreclosure

[whiteworks]

OK, I have a better question then.
What kind of coin do I need to shake down to AFFORD $3000 a month for a mortgage? Or am I just crazy to try and nut that much every month?
I feel like I will be out of my league, or am I just scared?
Brian
you will never know what you are capable of unless you try. you should be scared shitless, sink or swim. I have gotten my self in to financial situations the were completely over my head and it seems to get my ass in gear and make things happen. you will get used to crackin the nut and the fear will subside and its just business as usual.

[Mandelon]

I was thinking you could buy a multi family building and the tenants would help to pay the mortgage.......
I'd wait a bit, I think prices will be coming down for the next couple of years. But ya never know.

[BrendellaJet]

anyone else want to offer ideas?
start cranking those handles faster!

[wfoflat]

In one year I got married, quit my job of five years and went to work for my self. Then bought my first house talk about stress!. Im paying 4300 month plus 7k year in taxes. Your just going to have to bust your ass!! Someone once told me you cant get your head cut off if you dont stick your neck out. :cry:

[locogringo]

When you buy, make sure you get plenty of free equity out of it. The upcoming four years are not going to be pretty in terms of home values.

[DRMCAT]

I was thinking you could buy a multi family building and the tenants would help to pay the mortgage.......
I'd wait a bit, I think prices will be coming down for the next couple of years. But ya never know.
I agree. It seems as if this is only the beginning of a leveling. There will definately be more of a pull back before it hits bottom.
Just my .02

[scooooter7]

If interest rates go up, the prices will come down. If they don't, they'll stay pretty much the same for entry level housing. The mid to upper level housing has taken the biggest hits so far, it might be a while before they go back up.

[bigq]

If interest rates go up, the prices will come down. If they don't, they'll stay pretty much the same for entry level housing. The mid to upper level housing has taken the biggest hits so far, it might be a while before they go back up.
I disagree with that notion. People have been buying shit they can't begin to afford for three years at least. The average house is what...? 350k -400k for something you would live in maybe? I would guess you need the down plus 80 - 110k to live there. Whats the average income 60k? hmmm.

[C-2]

$3K/mo. is not fun, especially if self-employed where cashflow is about as reliable as a Ford motor. I had to shit out $100K to cash out my sis-inlaw on an acre of land....so I had to take that $3K/mo. mortgage for a year. I did it, but it wasn't easy and I'm glad to be at a more manageable rate.
Then again, I'm just a regular type guy and not a baller - so 3K might be chump change to others.

[Wake Havasu]

$3K/mo. is not fun, especially if self-employed where cashflow is about as reliable as a Ford motor. I had to shit out $100K to cash out my sis-inlaw on an acre of land....so I had to take that $3K/mo. mortgage for a year. I did it, but it wasn't easy and I'm glad to be at a more manageable rate.
Then again, I'm just a regular type guy and not a baller - so 3K might be chump change to others.
PI's have the goods on a lot of cheating husbands. Just blackmail your way to being a baller!
:)

[djunkie]

Talk about sticker shock moving from SB back to Upland.
Double the finance amount, double the payment. Pretty easy math I guess.
So anyone have $50,000-$100,000 I can work for, or any portion of that?
Ideas would be greatly appreciated and accepted.
Let's hear some...
Brian
I'm trying to get the wife to get a different job or something making better money. She is a Certified Pharmacy Technician. What else can she do?
Just curious but what kinda prices are homes selling for there? Say a 3 bed 2 bath?

[wsuwrhr]

Just curious but what kinda prices are homes selling for there? Say a 3 bed 2 bath?
500 large.

[wsuwrhr]

start cranking those handles faster!
Buy some parts and donate.
What do you need made?
:) :)

[wsuwrhr]

In one year I got married, quit my job of five years and went to work for my self. Then bought my first house talk about stress!. Im paying 4300 month plus 7k year in taxes. Your just going to have to bust your ass!! Someone once told me you cant get your head cut off if you dont stick your neck out. :cry:
Wow.
That is a whole bunch of stick your neck out.

[AirtimeLavey]

Just curious but what kinda prices are homes selling for there? Say a 3 bed 2 bath?
You can look at some here... :D RE website (http://www.socalrealestatebyrick.com/f-properties.html)

[wsuwrhr]

I disagree with that notion. People have been buying shit they can't begin to afford for three years at least. The average house is what...? 350k -400k for something you would live in maybe? I would guess you need the down plus 80 - 110k to live there. Whats the average income 60k? hmmm.
I agree with the average house price.
I have more than 100k to put down,
Problem is I think I will need 200k down to breathe.

[djunkie]

500 large.
Your gettin out cheap. 2 bed 1 baths around here are in the high $600's

[wsuwrhr]

Your gettin out cheap. 2 bed 1 baths around here are in the high $600's
That's the problem, what's cheap?

[djunkie]

That's the problem, what's cheap?
Ya really. Don't feel bad though. I don't even have a house yet. I going into this dry. Nothing to sell for additional down. And where I'm looking they're high $500's for a 2 bed 1 bath. They're coming down a little at a time but I'm starting to get impatient. I know as soon as I buy the market will take a shit.

[Outnumbered]

I agree with the average house price.
I have more than 100k to put down,
Problem is I think I will need 200k down to breathe.
If you plan to stay for a while I would buy a house around $450k, put 20% down, do a 30yr fixed interest only (I/O) and you will be about $2,500 PITI, if you have good credit. Your payment will be at $2,500 for 10 years and then it will bump once for the conversion to a 20 year full-am. I'm sure you will see some appreciation in 10 years so don't worry about the I/O part. Most people don't understand how they work and will be quick to bash the I/O loan. Its the neg-am loans that you really need to be careful of. BTW, $500k should put you around $2,700 PITI on the same deal.

[Outnumbered]

Did you look at these? All three of these are 3 car garages, lots over 7k, and all north of Foothill. I x'd out some stuff because its supposed to be private MLS info but I'm sure A-Lavey can look these up. The 572/573 number is the Thomas Guide, FYI.
I616401 S/A 106xx HEATHER ALTL 688 573B5 4A 2.00 $475000*A
YBt: 1978 Gar:3 Sqft: 1589/A LO:951-520-xxxx View: Y LtSz: 7200 Pool: N
I629973 S/D 67xx ARABIS RCUC 688 573H4 3A 2.00 $495000*A
YBt: 1986 Gar:3 Sqft: 1664/A LO:800-230-xxxx View: N LtSz: 8125 Pool: N
I627182 S/A 85xx HAMILTON RCUC 688 572F5 4B 3.00 $499999*A
YBt: 1976 Gar:3A Sqft: 1871/O LO:909-758-xxxx View: Y LtSz: 9500 Pool: N

[Kiddunot]

we just bought a house up there as well....payments are high as hell. Ours will be around 4500/month including taxes. sometimes you just have to grab it by the horns and run with it. Make it a point to do what you can to make that payment. We eliminated all our debt. So the only thing we will owe on is one car and the house payment. once you get your taxes back after each year, store it away for emergencies and so forth. It will all work out if you want it to and try at it.
Good Luck

[catman-do]

We are paying 3400 mo PITI in rancho right now for our house. Purchase price of 485k, with an IO loan. If you plan on staying in the property the IO isnt necesarily a bad way to go. It affords you the option to get in a property that eventually you will have equity in. For your calculations as to whether or not you can afford it, depends on the lender. Some DTI is at 45, some 50, and we can go all the way to 55%.
A lender looks at
- consumer debt
- mtg payment
- taxes
- haz ins (and flood if required, some parts of upland are considered flood zones)
all that devided by what you make.
What you will also want to consider is gas, auto ins, misc bills for the house, eating out etc.... Also see what your car insurance will be, often it will drop going from an area with a lower median income, to an area with a higher median income. The supplemental taxes in the area (are they building new schools, sidewalks, lighting streets etc...) The last thing to look at would be if its in a flood zone because flood insurance can be quite expensive.

[AirtimeLavey]

Did you look at these? All three of these are 3 car garages, lots over 7k, and all north of Foothill. I x'd out some stuff because its supposed to be private MLS info but I'm sure A-Lavey can look these up. The 572/573 number is the Thomas Guide, FYI.
I616401 S/A 106xx HEATHER ALTL 688 573B5 4A 2.00 $475000*A
YBt: 1978 Gar:3 Sqft: 1589/A LO:951-520-xxxx View: Y LtSz: 7200 Pool: N
I629973 S/D 67xx ARABIS RCUC 688 573H4 3A 2.00 $495000*A
YBt: 1986 Gar:3 Sqft: 1664/A LO:800-230-xxxx View: N LtSz: 8125 Pool: N
I627182 S/A 85xx HAMILTON RCUC 688 572F5 4B 3.00 $499999*A
YBt: 1976 Gar:3A Sqft: 1871/O LO:909-758-xxxx View: Y LtSz: 9500 Pool: N
Thanks for those leads. We have some specific criteria, and are looking to get creative. Those are close... :) :cool:

[superdave013]

Buy some parts and donate.
What do you need made?
:) :)
I guess either my money is no good or you have enough ya don't need any more.
Remember what we talked about?

[C-2]

PI's have the goods on a lot of cheating husbands. Just blackmail your way to being a baller!
:)
That reminds me.....I never received your check last month - you better get on it or I'ma gonna squeel like a pig.
There, one step closer to being a baller.
Good to here from ya Les. :)

[wsuwrhr]

Is this true?
I thought baseline was set by neigborhoods or land use, not by individual houses.
For the whole month right?
Brian
New home advice.
When you move in, run your electric full tilt, air, washer/dryer, lights on 24-7.
Why? because that's your new baseline. Most people move in and try and save a few bucks, then summer comes and the AC runs them WAY over the baseline.
Good luck on the place.

[wsuwrhr]

http://www.sce.com/CustomerService/understandingBaseline/baselinefaqs.htm
Uh...I was wrong, please disregard :220v:
Bummer, I was hoping you were right.
Thanks anyways. Any help is appreciated.
Brian

[wsuwrhr]

Back to the front

[wsuwrhr]

Outnumbered,
thanks for looking out.
I liked them, I need a little bigger lot though, say 9000 on up. One was pretty cool out of that bunch,
Got anything else?
Brian
Did you look at these? All three of these are 3 car garages, lots over 7k, and all north of Foothill. I x'd out some stuff because its supposed to be private MLS info but I'm sure A-Lavey can look these up. The 572/573 number is the Thomas Guide, FYI.
I616401 S/A 106xx HEATHER ALTL 688 573B5 4A 2.00 $475000*A
YBt: 1978 Gar:3 Sqft: 1589/A LO:951-520-xxxx View: Y LtSz: 7200 Pool: N
I629973 S/D 67xx ARABIS RCUC 688 573H4 3A 2.00 $495000*A
YBt: 1986 Gar:3 Sqft: 1664/A LO:800-230-xxxx View: N LtSz: 8125 Pool: N
I627182 S/A 85xx HAMILTON RCUC 688 572F5 4B 3.00 $499999*A
YBt: 1976 Gar:3A Sqft: 1871/O LO:909-758-xxxx View: Y LtSz: 9500 Pool: N

[beerjet]

I was born and raised here in rancho and to see what the prices have done . Unbeleivable ! My parents bought there house 12 years ago for 115k and the house was sitting for two abandoned . I just cant get my fockin head around it , but I'm renting an apartment so what the hell do I know.

[Outnumbered]

Outnumbered,
thanks for looking out.
I liked them, I need a little bigger lot though, say 9000 on up. One was pretty cool out of that bunch,
Got anything else?
Brian
Don't want to step on A-Lavey's toes. I was just giving you some examples of how to get into RC for under $500k/$3,000 per month. There are plenty of homes out there--just don't bite off too much. If you plan to have kids that big house payment is gonna hurt even worse. Kids cost a bunch, especially for us self-employed types. Insurance, food, and clothes for a family of 4 is out of control.

[djunkie]

I was born and raised here in rancho and to see what the prices have done . Unbeleivable ! My parents bought there house 12 years ago for 115k and the house was sitting for two abandoned . I just cant get my fockin head around it , but I'm renting an apartment so what the hell do I know.
Don't feel bad. My parents paid $28k for their house. Its worth around a mil. now. :cry: :cry: :cry:

[bigq]

If Iwas in that situation I would pile that 100k in a fixed rate saving, a CD at 5% maybeor something for at least a year then see what the market is. Then just rent a place for about 1500, but then i am in the belief that prices are inflated about 40%.

[HM]

If Iwas in that situation I would pile that 100k in a fixed rate saving, a CD at 5% maybeor something for at least a year then see what the market is. Then just rent a place for about 1500, but then i am in the belief that prices are inflated about 40%.
40% is what my brother's place in Huntington Beach dropped in the last burst. He had bought a home for $800K and 5 years later it was worth $500K. He had put $300K down and had a 30 due in 5. He wash sold the house and walked away. He lost $300K. But...that is not the end of the story. That same property is now worth $3.5 million - it was a 4500 sq ft home two blocks from the beach in a gated comunity. If he would have financed in a way that would have helped him survive the burst, he would be sitting pretty. But, lets assume we have another burst of 40%....that property would still be worth $1.4 million which is $600K higher than the previous peak. That is why real estate is always a good buy. Just make sure you get financing that will allow you to survive 10 years out, then you will be o.k. and possibly kick yourself for not buying more. They don't call it a buyers market for nothing.
My brother actually ended up doing well as he bought in Coto De Caza at its cheapest time. He bought and sold several homes over this last boom and is ahead several million now. He also puts as little money into his houses and keeps his cash somewhere else so that he has control of it, not the banks nor the market - and he realizes equity has no rate of return.

[Outnumbered]

40% is what my brother's place in Huntington Beach dropped in the last burst. He had bought a home for $800K and 5 years later it was worth $500K. He had put $300K down and had a 30 due in 5. He wash sold the house and walked away. He lost $300K. But...that is not the end of the story. That same property is now worth $3.5 million - it was a 4500 sq ft home two blocks from the beach in a gated comunity. If he would have financed in a way that would have helped him survive the burst, he would be sitting pretty. But, lets assume we have another burst of 40%....that property would still be worth $1.4 million which is $600K higher than the previous peak. That is why real estate is always a good buy. Just make sure you get financing that will allow you to survive 10 years out, then you will be o.k. and possibly kick yourself for not buying more. They don't call it a buyers market for nothing.
My brother actually ended up doing well as he bought in Coto De Caza at its cheapest time. He bought and sold several homes over this last boom and is ahead several million now. He also puts as little money into his houses and keeps his cash somewhere else so that he has control of it, not the banks nor the market - and he realizes equity has no rate of return.
Good example. Timing is everything.

[bigq]

40% is what my brother's place in Huntington Beach dropped in the last burst. He had bought a home for $800K and 5 years later it was worth $500K. He had put $300K down and had a 30 due in 5. He wash sold the house and walked away. He lost $300K. But...that is not the end of the story. That same property is now worth $3.5 million - it was a 4500 sq ft home two blocks from the beach in a gated comunity. If he would have financed in a way that would have helped him survive the burst, he would be sitting pretty. But, lets assume we have another burst of 40%....that property would still be worth $1.4 million which is $600K higher than the previous peak. That is why real estate is always a good buy. Just make sure you get financing that will allow you to survive 10 years out, then you will be o.k. and possibly kick yourself for not buying more. They don't call it a buyers market for nothing.
My brother actually ended up doing well as he bought in Coto De Caza at its cheapest time. He bought and sold several homes over this last boom and is ahead several million now. He also puts as little money into his houses and keeps his cash somewhere else so that he has control of it, not the banks nor the market - and he realizes equity has no rate of return.
I totally agree with that. that's why I said a year or so to see what is going to happen. I think i could safely say prices will not be going up much within a year so worst case he maybe pays the same or a little less. No doubt that in 20 years 500k for 1500sqft will be a good buy, but what happens to all of your money as your strapped for 10 yrs or more, could it be put to use another way?

[VanDeano]

40% is what my brother's place in Huntington Beach dropped in the last burst. He had bought a home for $800K and 5 years later it was worth $500K. He had put $300K down and had a 30 due in 5. He wash sold the house and walked away. He lost $300K. But...that is not the end of the story. That same property is now worth $3.5 million - it was a 4500 sq ft home two blocks from the beach in a gated comunity. If he would have financed in a way that would have helped him survive the burst, he would be sitting pretty. But, lets assume we have another burst of 40%....that property would still be worth $1.4 million which is $600K higher than the previous peak. That is why real estate is always a good buy. Just make sure you get financing that will allow you to survive 10 years out, then you will be o.k. and possibly kick yourself for not buying more. They don't call it a buyers market for nothing.
My brother actually ended up doing well as he bought in Coto De Caza at its cheapest time. He bought and sold several homes over this last boom and is ahead several million now. He also puts as little money into his houses and keeps his cash somewhere else so that he has control of it, not the banks nor the market - and he realizes equity has no rate of return.
And just think I almost felt sorry for him...........Rich Bastard :yuk:

[wsuwrhr]

We have thought about the rental idea.
Potential problem with that is I would have to rent/lease an industrial space to run my business also.
Brian
I totally agree with that. that's why I said a year or so to see what is going to happen. I think i could safely say prices will not be going up much within a year so worst case he maybe pays the same or a little less. No doubt that in 20 years 500k for 1500sqft will be a good buy, but what happens to all of your money as your strapped for 10 yrs or more, could it be put to use another way?

[AirtimeLavey]

Don't want to step on A-Lavey's toes. I was just giving you some examples of how to get into RC for under $500k/$3,000 per month. There are plenty of homes out there--just don't bite off too much. If you plan to have kids that big house payment is gonna hurt even worse. Kids cost a bunch, especially for us self-employed types. Insurance, food, and clothes for a family of 4 is out of control.
No problem, here. Any ideas you or anyone has, is welcome here, but know that we're working creatively. It's not about me, it's about getting Wsuwrhr, the Mrs. and Mopar, into the right deal. We're looking at every option, but do have to take it a step at a time. It's a process. Sometimes, it can be challenging getting into what you want, without getting in over your head. We're working w/some specific parameters, and with some luck we'll find some the right situation. We're already onto to a couple, but like I said, it's a process... :)

[wsuwrhr]

Going to look at a house today.
Brian

[bigq]

If you work out of your house, why are you worried about the drive everyday? Do you see customers all day?
A house with the ability to have a shop is not going to be easy to find in Rancho, especially with all the zoning laws.
I see things like that out here though all day long.

[wsuwrhr]

I don't ADVERTISE that I have a CNC shop in my garage, you could ask my nieghbors about the noise, and I doubt ANY of them have any idea what I am doing.
My wife drives to work. Since SB is in "the sticks", alot of my material comes from out out of town. My custumers are not local. Our family or friends are not local either. Everywhere we go, we are on a min 20 mile drive one way.
Fridays are a pain, can't hardly get on a freeway anywhere around here.
I would like a bigger garage, or a second garage to be able to work out of. This house will not easily submit to that idea. It will cost about 50,000 US dollars to complete. Doing it mostly myself.
When I am done, I will have overbuilt the area. Worst case, I am still in SanBernardino, which is not a nice town by any means.
Brian
If you work out of your house, why are you worried about the drive everyday? Do you see customers all day?
A house with the ability to have a shop is not going to be easy to find in Rancho, especially with all the zoning laws.
I see things like that out here though all day long.

[wsuwrhr]

To be honest, Yucaipa was on our list. The biggest problem with Yucaipa is, it is an additional 20 min drive from the 10/215 interchange, going farther East.
We talked about it, but decided we wanted to be closer to where we grew up.
Brian

[bigq]

I don't ADVERTISE that I have a CNC shop in my garage.
My wife drives to work. Since SB is in "the sticks", alot of my material comes from out out of town. My custumers are not local. Our family or friends are not local either. Everywhere we go, we are on a min 20 mile drive one way.
Fridays are a pain, can't hardly get on a freeway anywhere around here.
I would like a bigger garage, or a second garage to be able to work out of. This house will not easily submit to that idea. It will cost about 50,000 US dollars to complete. Doing it mostly myself.
When I am done, I will have overbuilt the area. Worst case, I am still in SanBernardino, which is not a nice town by any means.
Brian
You ain't kidding about Friday night or day for that matter, it was packed at one last Friday.
I am sure you will find something. :cool:

[wsuwrhr]

Do you understand my plight?
Brian
You ain't kidding about Friday night or day for that matter, it was packed at one last Friday.
I am sure you will find something. :cool:

[wsuwrhr]

Well the area is nice, the house is a mess.
Wait....the area is REALLY nice. I would love to live there.
The house would need some work, probably alot of work.
I am not sure what to do with the house just yet. I think I am going to pay for an inspection and go from there.
Need to roll through the place with a shovel first thing.
Brian
Going to look at a house today.
Brian

[wsuwrhr]

To the top on a Monday.

[Nord]

buy the house, then rent out a room............done!
I do that for a little extra income!

[wsuwrhr]

buy the house, then rent out a room............done!
I do that for a little extra income!
I have thought about it.
Brian

[wsuwrhr]

Come on now....
I'm feeling neglected over here.

[wsuwrhr]

hey hey hey

[wsuwrhr]

Found another one in Alta Loma, twice as much lot as I have now, in a corner though. It doesn't have much streetfront, but is has a very large backyard. Close to level driveway.
On the other end of the same street as a good friend of mine.
Close to what is ideal, to me anyway. Two car garage in front, a backyard big enough to build a second garage and still have a backyard.
Inside is nice too, little or no work to move in, two fireplaces, nice master and bedrooms....
Electric is off though.
I have to go to the city tommorrow and check with the planning dept to see if it is legal to put a garage in back. Rancho online was dissapointing to say the least.
The search continues.
Brian

[wsuwrhr]

Since a few peeps are looking for donations I thought I would bump my thread up to the top again.
Anyone want to donate any money to a worthy cause?

[lawbreaker2]

All I got to say is you guy's are crazy, My payment is $1150, and my taxes are $3000 a year, for a 4 bd 2 1/2 bath 3 car garage on two acres. :rollside: I feel good now. And I'm about 25 miles from the big lake erie, that is 30 min. for you cali guys. :rolleyes:

[bigq]

All I got to say is you guy's are crazy, My payment is $1150, and my taxes are $3000 a year, for a 4 bd 2 1/2 bath 3 car garage on two acres. :rollside: I feel good now. And I'm about 25 miles from the big lake erie, that is 30 min. for you cali guys. :rolleyes:
Actually that equates to about 120 min for us cali guys :rollside:

[lawbreaker2]

Sorry, 30 min for us. :D

[wsuwrhr]

Getting ready for the shutdown

[Jim W]

Your gettin out cheap. 2 bed 1 baths around here are in the high $600's
I have a 4 bdr, 2,500 sq/ft home, completly remodeled with granite counter tops, hard wood floors, new oven/micro/washer/dryer/sinks and faucets, completly painted, updated with new, roof, siding, garage and entry doors, 600 s/f income apt. ($650 per mo.) 10 acres, horse barn, 2 out buildings 1--4100 s/f storage building, 1--3,500 s/f work shop, 2 inground lifts, air compressor, insulated to R40, 1/4 acre pond with a creek etc. I would like to get around $340,000+/-
Any interest???
Be good, Jim

[wsuwrhr]

...and the punchline is that your house is in NY....where is snows and is freezing cold.
Otherwise I would be at your door with Airtime Lavey and a briefcase locked to my wrist.
Brian
I have a 4 bdr, 2,500 sq/ft home, completly remodeled with granite counter tops, hard wood floors, new oven/micro/washer/dryer/sinks and faucets, completly painted, updated with new, roof, siding, garage and entry doors, 10 acres, horse barn, 2 out buildings 1--4100 s/f storage building, 1--3,500 s/f work shop, 2 inground lifts, air compressor, insulated to R40, 1/4 acre pond with a creek etc. I would like to get around $340,000+/-
Any interest???
Be good, Jim

[wsuwrhr]

So I guess noone has any big manufacturing jobs that need to done?
Bummer.
I guess I'll get to work with my marker and cardboard, then off to the street corner.
"Will work for down payment money"
Brian

[Jim W]

...and the punchline is that your house is in NY....where is snows and is freezing cold.
Otherwise I would be at your door with Airtime Lavey and a briefcase locked to my wrist.
Brian
The punch line was going to be that I would rent the apt for 9 or so mo. until my new house got built....
And, FYI, it was 65 degrees today.
Ask Devils Advocate (sp?) about Canandaigua Lake. You just might consider it.... 2nd highest valued lake front property in the country. Just behind Tahoe.
Oh and shhhhhhhhh..............dont tell any one,,,,,,,, no Illegals.... Nice!!!!!!!!
Be good, Jim

[Jim W]

insulated to R40
OK
so at times, it might get a little brisk outside...........
Be good, Jim

[wsuwrhr]

...and FYI, come back with your blue fingers and enlighten me with the temp in a month and a half. :) :)
Both of my parents are born and raised in Utica, they moved here as soon as they got old enough to be on their own. I still have lots of family there.
Brian
The punch line was going to be that I would rent the apt for 9 or so mo. until my new house got built....
And, FYI, it was 65 degrees today.
Ask Devils Advocate (sp?) about Canandaigua Lake. You just might consider it.... 2nd highest valued lake front property in the country. Just behind Tahoe.
Oh and shhhhhhhhh..............dont tell any one,,,,,,,, no Illegals.... Nice!!!!!!!!
Be good, Jim

[Jim W]

...and FYI, come back with your blue fingers and enlighten me with the temp in a month and a half.
I was just about to drop the price.....you seemed like a nice guy. :)
Now you are going to pay full price!!!! :220v:
Be good, Jim
Oh, just so you know, Utica is considered the arm pit of NY :yuk:

[wsuwrhr]

That is why they are in CA.
Just jokes man, just jokes....
Your full price is still less than half what it would cost to buy a house like you described in CA.
Brian
...and FYI, come back with your blue fingers and enlighten me with the temp in a month and a half.
I was just about to drop the price.....you seemed like a nice guy. :)
Now you are going to pay full price!!!! :220v:
Be good, Jim
Oh, just so you know, Utica is considered the arm pit of NY :yuk: