short term disability insurance

[jackpunx]

does anyone here deal with that or know anything about it?
I work in the motion picture industry and have great insurance now.. I just want to pay a little extra incase I get hurt on or off the job to have some income until I get off disability.
I have a buddy in the business that got this... he got hurt and recieved about 7k a month.. I think he paid 30.00 a month
thanks in advance
Mark

[Racer277]

does anyone here deal with that or know anything about it?
I work in the motion picture industry and have great insurance now.. I just want to pay a little extra incase I get hurt on or off the job to have some income until I get off disability.
I have a buddy in the business that got this... he got hurt and recieved about 7k a month.. I think he paid 30.00 a month
thanks in advance
Mark
Check into Aflac...They have sickness, short and long term disability policies.
Some employers also offer disability policies
Mrs.Racer277

[Mrs. Bordsmnj]

We offer Short Term and Long Term Disability plans with Mutual of Omaha at my work. The plan we have pays 60% of your wages but SDI pays a little more than 50%. With the few employees that have had to file claims, we are learning its not a whole lot, in one guys case, he is only getting and additional $25/week. :rolleyes: ITs better than nothing but its hardly worth the paperwork.
Blah blah blah, I am currently looking to upgrade the plan or get a different plan. I will let you know if I find out anything worthwhile.
:)

[Mattman]

Aflac is awesome and Blue Shield has a package that has worked for me as well. Try mylifepath.org.

[Windy]

Its definitely something to think about. While my brother was fighting cancer, he had disability insurance through his company. They paid him 80% of his wages the last year he worked including overtime, for as long as he needed it.

[BarryMac]

Jackpunx, get hold of Lightning (Ari Crandall), his firm GD Financial is doing Aflac policies (858) 668-0776, I know that he can help you with a policy.
We met you last year in Parker, we were staying next to RD, we fed you some KFC... :D :D It was great meeting you btw...

[Jordy]

We met you last year in Parker, we were staying next to RD, we fed you some KFC... :D :D It was great meeting you btw...
Wow, ass kissing name dropper!!! :D :D :D

[BarryMac]

Wow, ass kissing name dropper!!! :D :D :D
Is it the RD or the KFC??? :D :D :D

[jackpunx]

Thanks to all who replied .. PS thanks for the KFC.. I was starven..LOL
I called Aflac and they said they didnt have the policy I was looking for.. unless I did with 5 or more people.
Im so confused with all this stuff..
I know I have this insurance with my benie's.. but I want some more.. as I just got a new job in addition to the one I have now..
and its pretty risky..
I need to be covered
thanks

[Mrs.Racer277]

Thanks to all who replied .. PS thanks for the KFC.. I was starven..LOL
I called Aflac and they said they didnt have the policy I was looking for.. unless I did with 5 or more people.
Im so confused with all this stuff..
I know I have this insurance with my benie's.. but I want some more.. as I just got a new job in addition to the one I have now..
and its pretty risky..
I need to be covered
thanks
Mark--They have personal policies------I am not sure what you are looking for though.....Also Metlife, Hartford and Standford have short and long term disability plans.
Let me see if I can find my reps #.
Dia

[Jordy]

as I just got a new job in addition to the one I have now..
and its pretty risky..
I need to be covered
thanks
You in the parachute testing business full time now? :jawdrop: :idea: :D

[jbtrailerjim]

does anyone here deal with that or know anything about it?
I work in the motion picture industry and have great insurance now.. I just want to pay a little extra incase I get hurt on or off the job to have some income until I get off disability.
I have a buddy in the business that got this... he got hurt and recieved about 7k a month.. I think he paid 30.00 a month
thanks in advance
Mark
If you don't mind me asking , what do you do in the motion picture industry?
I just recently got into building studio trailers for the motion picture industry.

[riverbound]

Thanks to all who replied .. PS thanks for the KFC.. I was starven..LOL
I called Aflac and they said they didnt have the policy I was looking for.. unless I did with 5 or more people.
Im so confused with all this stuff..
I know I have this insurance with my benie's.. but I want some more.. as I just got a new job in addition to the one I have now..
and its pretty risky..
I need to be covered
thanks
This coming from a guy who jumps out of airplanes ;)
I will look and see what I have. I opted for the injured off the job coverage, because I dont think getting papercuts will prevent me from working. but all the things I do outside of work are not the safest. I know ht eplan I have pays based on the injury, its very similar to Aflac but pays out more.

[Baja Big Dog]

Check into Aflac...They have sickness, short and long term disability policies.
Some employers also offer disability policies
Mrs.Racer277
Ive heard the commericals are better than the coverage!

[Mrs.Racer277]

Ive heard the commericals are better than the coverage!
I have had no problems with my coverage.

[BADBLOWN572]

You in the parachute testing business full time now? :jawdrop: :idea: :D
Parachute testing is safe in comparison. ;) J/K. Would much rather be over insured than under covered!!! That little peace of mind means a lot to me. :)

[centerhill condor]

it sure comes in handy. One of my clients shattered his lower leg and can't work...our policy covers 80% of his "regular" income. He's been out for 4 months and is just about ready to come back. 80% isn't overtime but it keeps him, the wife and 3 month old daughter in heat, roof, etc.
Everybody should consider long term care insurance. You're out there and if you become totally disabled where are you gonna get the $4k+ for the asisted living?
buy it now while you're young and don't need it!

[shockwaveharry]

I'm a big beliver in secondary disability insurance. Between state dis. and ING, I was in good shape financially for a full year.
Too bad I didn't have an umbrella policy on the house back then... I do now!

[jackpunx]

If you don't mind me asking , what do you do in the motion picture industry?
I just recently got into building studio trailers for the motion picture industry.
Im a teamster
this is what I drive.
You should PM me so we can talk ... Who do you work for ?
http://buboosky.com/

[jackpunx]

You in the parachute testing business full time now? :jawdrop: :idea: :D
LOL.. well.. not testing.. Mine better work..LOL
I guess everytime we jump its a test:eek:
I started a part time job at California super bike school as a coach.. Pretty cool gig.. I get paid to ride someone elses bike on all the major tracks around the world
http://im1.shutterfly.com/procserv/47b6ce09b3127cce8e75e398a85b00000016108BZt3DRq2aI

[Racer277]

Nice Job!
That is a very cool side job.