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Thread: Havasu Homeowners Insurance

  1. #1
    bohica
    Just got the renewal on my homeowners policy for the Havasu house. Never really noticed the amount since the wife pays the bills at home. Thought the policy seemed kinda high, $1,100/yr for policy written through London Bridge Ins. Agency with Auto Owners Insurance. House is nothing much, 3 bed, 2 bath bought in 94 for only 80K.
    What kinda rates are you guys paying and with who. Just checking to make sure I'm not getting taken.

  2. #2
    Jdbuck
    I am with State Farm Ins in Havasu. My home purchase was two years ago, for $106K. My policy premium is $364 for twelve months. The dewelling is insured for $88,9K with personal lia at 300K.
    Hope this helps! Yours does seem kinda high!

  3. #3
    voodoomedman
    holy crap. Ours is like 3 hundred something a year through state farm. We just bought the house in december brand new for 232,000

  4. #4
    summerlove
    I used to be with LB insurance - what a rip off. Call the folks ovver at Alex Ross State Farm. My house is insured for about 200 for the DU and my ins is less than 800.

  5. #5
    Tow Guy
    Yep Alex Ross Office, I had The House Insured From Them And Decided To Give Them A Chance With My Vehicles And Boat....Well Geico Could'nt Even Come Close....And I Still Saved A Ton Of Money $ 1500.00 A year To Be Exact.3 With Full Cov At 30-60K Value And Liab On The Others 100/300 Thing. Very Good To Deal With Call And Ask For Kimberly (928) 855-7677.

  6. #6
    nextasex
    Duane, I had American Family Ins. in Havasu for a couple months when I bought the house. Then they cancelled me because my primary home in Ca. had to be insured through them as well, but couldn't because they don't write Ca. policy. I guess they goofed by getting my insured in the first place. It was like $500. After searching for someone to insure me in Havasu, I found Wichersham Insurance Company, they write for Auto Owners, now I freakin pay $745. Their number is 928-758-7999.
    Good luck,
    Frank

  7. #7
    RiverRatMike
    that's a rip! I live in Havasu bought a new home 2003 and I pay nothing like that amount. Call american national. They have good home rates. Plus I'm on the impound account.

  8. #8
    Mtg Pro
    Call Greg Barnes at American Family 928-855-1109. We had a tough time getting second home insurance, AAA wouldn't touch us. I think I have $200,000 of coverage and pay $525 per year. They have never said that we had to have our primary home insured with them. I have sent several friends to Greg with the same results.

  9. #9
    stoker
    Just got the renewal on my homeowners policy for the Havasu house. Never really noticed the amount since the wife pays the bills at home. Thought the policy seemed kinda high, $1,100/yr for policy written through London Bridge Ins. Agency with Auto Owners Insurance. House is nothing much, 3 bed, 2 bath bought in 94 for only 80K.
    What kinda rates are you guys paying and with who. Just checking to make sure I'm not getting taken.
    They probably are aware of the shinanagons that goes on at your place. If I were an insurance company, I would be charging you more just because of some of the things I have personaly witnessed. :jawdrop:

  10. #10
    Essex502
    Farmer's for about $600 on a $285K policy. Of course I have 2 houses, 3 cars, boat and umbrella policy with them.

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